For When You've Arrived

Use the right cards.

Traveling internationally? You need credit and debit cards that don't charge foreign transaction fees. Consider theCharles Schwab debit card, and the Chase Sapphire Preferred credit card. It's an excellent travel credit card, with zero foreign transaction fees, a $3,000 reimbursement for lost luggage, rental car insurance, and a 1:1 point transfer with major partners like Hyatt, Marriott, and Southwest.

Avoid unnecessary expenses.

Different countries vary in what they do and don't charge for. Water at restaurants is one excellent example: In Spain, a waiter might automatically bring a bottle of water that'll cost you when the check comes. Do some research ahead of time on norms in your destination.

Look into city passes.

Traveling to a major urban center? Opting for a city pass can help you save if you want to hit up the popular tourist attractions. Paris' Museum Pass, for example, will get you free entry into more than 60 popular museums and monuments in the city, while Florence's Firenze Card grants you access to all the major museums in Italy.

Find free activities.

There are fantastic free activities in every city—if you know where to look. City tourism websites are often a great way to locate a city's top free sights and activities, including walking tours you can take whether you're in New York City or Amsterdam. Many museums in different cities offer free days (like in Madrid on Sundays).

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